Attention homeowners in Oklahoma City and Oklahoma County: Need an appraisal?

The top seven reasons why Oklahoma homeowners call on CW alamode:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Oklahoma County's assessment of your property
To cut their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Oklahoma, when real estate property needs to be divided
To settle an estate in Oklahoma by determining the true market value of the real estate in question


	Own a home in or near Oklahoma City, Oklahoma and need help deciding the price of it? Contact CW alamode.

At CW alamode, we understand the individual needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the standard reporting formats. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at CW alamode will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenging a property tax assessment

If you live in a region that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from CW alamode is your perfect weapon.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. CW alamode is qualified in helping clients just like you abolish unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

If your house is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. CW alamode can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from CW alamode can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? CW alamode can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.